How automation works inside ki.finance.

This disclosure explains where ki.finance uses AI and automation, what those systems are designed to do, and where customer review and approval still matter.

Effective date: April 4, 2026

Before publishing, replace any remaining bracketed placeholders with your company's contact details, then have counsel review this document.

Plain-English draft aligned to how the product works today.

These documents are tailored to the current ki.finance product: business finance workflows, bank connectivity, document ingestion, AI-assisted analysis, and human review for important actions.

1. What This Disclosure Covers

This AI and Automation Disclosure explains how ki.finance uses automated systems and model-assisted workflows in the Services. It is meant to help customers understand where automation is involved, what it can do, and where human review is still required.

2. Where AI Is Used in ki.finance

Conversation and financial Q&A through the ki assistant.
Document parsing, extraction, normalization, and summarization.
Transaction categorization, anomaly detection, and reporting suggestions.
Workflow assistance such as draft tasks, draft explanations, and review recommendations.
Search, prioritization, and user-interface assistance features.

3. What AI Does Not Guarantee

AI outputs are not guaranteed to be accurate, complete, current, or appropriate for your business or jurisdiction.
AI outputs do not replace independent accounting, tax, legal, compliance, or finance review.
AI outputs should not be treated as instructions to move money, approve invoices, file taxes, or make material accounting judgments without verification.

4. Human Review and Approval

ki.finance is designed so that sensitive or consequential actions can be reviewed by a human user, accountant, approver, or reviewer. Customers remain responsible for deciding how to configure approvals, what to automate, what to review manually, and when to rely on generated outputs.

You should verify important figures, categorizations, extractions, summaries, deadlines, and recommendations before acting on them.

5. Customer Inputs and Training Considerations

The quality of AI-assisted outputs depends in part on the quality, completeness, and timeliness of the information provided to the Services, including connected-account data, uploaded documents, prior categorizations, and user instructions.

If you do not want certain categories of information processed through a particular automated workflow, do not submit them through that workflow until you have validated the configuration and reviewed the applicable privacy documentation.

6. Safety, Monitoring, and Improvement

We may monitor logs, prompts, extracted fields, tool results, feedback, and review decisions to maintain the quality, security, and reliability of the Services, detect abuse, and improve system performance, subject to our contractual commitments and Privacy Policy.

7. No Professional Advice

The AI features in ki.finance are product features, not professional advice. They do not create an accountant-client, attorney-client, investment-advisory, fiduciary, or similar professional relationship unless explicitly stated in a separate written agreement.

8. Questions

If you have questions about how automation is used in the Services, contact Fourth Dimension Studios Ltd. Liability Co., Sheridan, WY 82801, at support@ki.finance.